Immigrating to Portugal from Germany

Comprehensive guide to moving to Portugal from Germany

For Germans considering a move to Portugal, the appeal lies in the warmer climate, lower cost of living, and a welcoming culture. Whether you’re seeking a change of pace, retirement, or remote work opportunities, Portugal offers a high quality of life with a unique Mediterranean charm. This guide provides a detailed overview of moving to Portugal from Germany, covering visa requirements, essential documents, cost-of-living comparisons, and tips for adapting to Portuguese culture.

Why Choose Portugal? Benefits of Relocating from Germany

Portugal’s combination of affordability, relaxed lifestyle, and strong public services makes it ideal for Germans seeking a new home. Known for its scenic beauty, from the Atlantic coastline to historical cities, Portugal has become popular among Germans looking for a change. The pace of life is slower, with an emphasis on enjoying simple pleasures, family, and community. Germans find Portugal appealing for its balance of modern amenities with a focus on personal well-being.

For families, retirees, and digital nomads, Portugal’s high-quality healthcare system, affordable housing, and beautiful environment offer a satisfying lifestyle. The work-life balance is often more pronounced than in Germany, allowing people to enjoy more leisure time. Germans seeking a new experience in Europe will find Portugal’s welcoming nature and diverse settings—from bustling cities to tranquil coastal towns—especially inviting.

Comparing the Cost of Living in Portugal and Germany

For those immigrating to Portugal from Germany, living expenses in Portugal are generally lower, particularly for housing, groceries, and utilities. Although costs vary by location, larger German cities tend to be more expensive than Portuguese urban areas. Here’s a breakdown of typical costs, focusing on housing and groceries:

Housing Costs

In Lisbon, the cost of renting a one-bedroom apartment in the city center typically ranges between €1,000 and €1,500 per month. Outside the city center, prices tend to be lower, ranging from €700 to €1,000. In Porto, rent for a similar apartment in the city center generally costs around €800 to €1,200 per month.

In comparison, in German cities like Munich or Frankfurt, one-bedroom apartments in central locations often cost €1,500 to €2,500 or more. For Germans accustomed to high rental prices, Portugal presents a more budget-friendly option, particularly in suburban areas or smaller towns.

Grocery Costs

Below is a comparison of common grocery items between Germany and Portugal to provide an idea of potential savings on daily necessities.

Product	Germany Price (EUR)	Portugal Price (EUR)
Milk (1L)	€ 1.10	€ 0.85
Eggs (12 count)	€ 2.50	€ 1.99
Bread (loaf)	€ 1.50	€ 1.20
Chicken Breast (1kg)	€ 8.50	€ 6.50
Rice (1kg)	€ 1.20	€ 1.00
Bananas (1kg)	€ 1.50	€ 1.20
Onions (1kg)	€ 1.30	€ 0.80
Potatoes (1kg)	€ 1.50	€ 0.70
Tomatoes (1kg)	€ 3.00	€ 1.99
Butter (500g)	€ 3.00	€ 2.50
Yogurt (500g)	€ 1.20	€ 1.00
Beef (1kg)	€ 12.00	€ 9.50
Fish (1kg)	€ 15.00	€ 10.00
Pasta (500g)	€ 1.50	€ 1.00
Coffee (1kg)	€ 13.00	€ 10.00

These prices highlight that basic groceries are generally cheaper in Portugal, allowing for savings on essential items. With its affordable and fresh produce, Portugal offers a lower overall grocery bill, especially compared to Germany’s major cities.

Portugal visa requirements for German Citizens Moving to Portugal

Since both Germany and Portugal are part of the European Union, Germans can freely immigrate to Portugal from Germany without needing a visa. However, for stays longer than 90 days, it’s necessary to register as a resident. This involves applying for a residence certificate at the local town hall, which allows you to access public healthcare, social services, and other resident benefits.

For Germans bringing non-EU family members, Portugal’s Golden Visa program offers a viable option. The Golden Visa provides residency in exchange for investment, such as purchasing real estate. This visa allows non-EU family members to join their German relatives in Portugal and opens a pathway to citizenship after five years of residency.

Finding Your Ideal Place to Live in Portugal: A Guide for Germans Moving Abroad

Portugal offers diverse living environments that cater to various lifestyles, making it important to choose a location that aligns with your goals, whether it’s career advancement, peaceful retirement, or enjoying the beach life. Here are insights into Portugal’s major regions and what they offer to those moving to Portugal from Germany.

Lisbon: Portugal’s Capital with Vibrant City Life

For Germans who prefer an active urban lifestyle, Lisbon, the capital, is a top choice. Lisbon is a lively city that combines modern amenities with historic charm, offering plenty of job opportunities, cultural experiences, and entertainment options. It’s home to many international companies and startups, making it appealing to young professionals and families alike.

Benefits: Excellent public transportation, wide range of cultural and entertainment options, international community, and a strong job market in sectors like technology, finance, and tourism.
Considerations: Lisbon has some of the highest living costs in Portugal, with rents being more expensive, especially in the city center and popular neighborhoods.

Best for: Young professionals, entrepreneurs, and families who want an active social life and career opportunities.

Porto: A Scenic, Historic City with a Relaxed Vibe

In northern Portugal, Porto is the country’s second-largest city and is known for its rich history, scenic Douro River, and well-preserved architecture. For those considering immigration to Portugal from Germany, Porto offers a more relaxed city experience compared to Lisbon, with a welcoming local culture and an established expat community. The city is also celebrated for its wine production and food culture.

Benefits: Lower living costs than Lisbon, beautiful historic sites, and a slower pace of life with less tourist activity.
Considerations: Porto has a cooler, wetter climate than the southern regions, and while job opportunities exist, they may be more limited than in Lisbon.

Best for: Retirees, families, and professionals who enjoy a historic setting and a relaxed lifestyle.

The Algarve: Coastal Paradise for Outdoor Living

The Algarve, in southern Portugal, is famous for its beautiful beaches, golf courses, and sunny weather. It’s a well-known destination for German retirees and families who appreciate the outdoor lifestyle and mild Mediterranean climate. With its expat-friendly communities and laid-back vibe, the Algarve is ideal for those seeking a slower pace by the sea.

Benefits: Beautiful coastal areas, a strong expat network, and a focus on outdoor activities like golf, hiking, and watersports.
Considerations: Some areas can be crowded during peak tourist seasons, and while towns like Faro and Albufeira have amenities, rural areas may offer fewer services.

Best for: Retirees, families, and anyone who values a beach-centered lifestyle with a focus on relaxation.

Cascais and Sintra: Suburban Living with Easy Access to Lisbon

For those moving to Portugal from Germany, Cascais and Sintra offer an appealing blend of small-town charm with easy access to Lisbon. Cascais is known for its coastal beauty and relaxed beach-town atmosphere, while Sintra is famous for its historical sites, lush greenery, and cooler climate. Both areas provide an excellent lifestyle for families and individuals who may work in Lisbon but prefer a quieter place to live.

Benefits: Proximity to Lisbon, access to good schools, natural beauty, and a family-friendly environment.
Considerations: Housing costs in Cascais, especially near the coast, tend to be higher, and commuting into Lisbon can be time-consuming.

Best for: Families, professionals commuting to Lisbon, and those looking for suburban comfort with city access.

Rural Towns and Villages: Affordable and Peaceful Living

Portugal’s countryside, particularly regions like Alentejo and central Algarve, offers tranquil surroundings, natural beauty, and lower living costs. These rural areas are well-suited for those who prefer an affordable lifestyle and value peace, community, and nature. Small towns often have traditional Portuguese charm, with vineyards, olive groves, and a close-knit community feel.

Benefits: Very affordable housing, a peaceful environment, and a strong local culture with a slower pace of life.
Considerations: Limited access to urban amenities, job opportunities are less available locally, and distances to major cities can be longer.

Best for: Retirees, remote workers, and those seeking a quiet, budget-friendly lifestyle.

Tips for Choosing the Best Location in Portugal

Climate: Portugal’s climate varies by region. The north, including Porto, has a cooler and rainier climate, while the Algarve and Lisbon enjoy warm summers and mild winters.
Access to Amenities: Lisbon and Porto offer extensive services and amenities, whereas smaller towns and rural areas have fewer options, which may be a consideration for those needing specific healthcare or educational facilities.
Community and Social Networks: Urban areas like Lisbon, Porto, and the Algarve have larger expat communities and more opportunities for social networking. Rural areas provide a strong local feel but may lack international social circles.
Lifestyle: If you enjoy a faster pace and cultural activities, Lisbon and Porto will meet these needs. For a slower pace or outdoor lifestyle, the Algarve or smaller towns may be ideal.

By considering these factors, Germans moving to Portugal can find a location that best suits their lifestyle preferences, whether they’re looking for city excitement, beach relaxation, or countryside peace. Move to Cascais offers relocation services to help you find the perfect neighborhood, connect with local agents, and settle into your new home.

Importing personal belongings and vehicles when immigrating to Portugal from Germany

When moving to Portugal from Germany, you may want to bring along personal belongings and even your car. Portugal has specific rules regarding the import of household items and vehicles, and following these guidelines can help you avoid unnecessary costs or delays.

Importing Personal Belongings

Portugal generally allows for duty-free import of personal household items if they are intended for personal use and not for resale. Here’s what to keep in mind:

Conditions for Duty-Free Import: As an EU resident moving to Portugal, your belongings will not usually be subject to customs duties, provided they are used and for personal use. This applies to items like furniture, electronics, clothing, and kitchenware. However, you may need to provide a document showing proof of residency change, which is often required to qualify for this exemption.
Required Documentation: To bring personal items into Portugal, you may need to present a proof of residence transfer, such as a rental contract or property ownership documents in Portugal, along with a detailed inventory list of the imported items. Having invoices for high-value items may also be helpful, as it can confirm their age and personal use.
Restricted Items: Some items may have restrictions, including plants, animals, and certain electronics. Ensure that any items that may fall under restrictions are declared, and check with Portuguese customs ahead of time to avoid any issues upon arrival.

Importing a Vehicle from Germany to Portugal

Bringing a vehicle to Portugal is possible, though it comes with additional requirements and costs. If you plan to live in Portugal permanently, consider the following steps and guidelines for a smooth import process:

Eligibility for Duty-Free Vehicle Import: As an EU resident moving to Portugal, you may qualify for a duty-free vehicle import if the vehicle has been in your possession for more than six months before moving. The vehicle must also be registered in your name. Portugal allows one tax-free car import per person if these requirements are met and if it is intended for personal use only.
Registration and Taxes: If your vehicle is eligible for duty-free import, you must still register it in Portugal. The Portuguese Vehicle Registration Tax (ISV) may apply, although exemptions are available if the car is for personal use.You can learn more about the relevant procedures and exemptions here and here. This tax can vary depending on the age and engine size of the vehicle, so it’s best to check current ISV rates. After import, you must register the vehicle with the Portuguese Institute for Mobility and Transport (IMT) within 12 months of establishing residence.
Required Documentation: To import and register your vehicle, you’ll need:
- Proof of ownership (vehicle registration in Germany)
- Proof of residence transfer to Portugal
- Your German vehicle inspection documents (TÜV)
- Identification documents (passport or EU ID)
- NIF (Portuguese tax identification number)
Inspection and Compliance: For those who immigrate to Portugal from Germany and bring a vehicle, an inspection may be required to ensure it meets Portuguese roadworthiness and environmental standards. Certain modifications, like emissions or lighting adjustments, may be necessary to comply with Portuguese regulations.
Insurance: German insurance coverage may not automatically transfer, so you’ll need Portuguese car insurance. Most major insurance providers offer policies tailored to expats, and having a no-claims record from Germany can help secure better rates.

Tips for Importing Belongings and Vehicles

Plan Ahead: Portugal’s customs processes can be time-consuming, so start preparations well before your move.
Work with a Relocation Service: Agencies like Move to Cascais can assist with documentation, customs clearance, and connecting you with local agents for vehicle registration.
Budget for Costs: Registration fees, inspections, and potential taxes can add up, so factor these costs into your relocation budget.

Following these steps can help make the transition to life in Portugal smoother, ensuring that both your belongings and vehicle arrive in good order and are legally compliant with Portuguese requirements.

Understanding Tax Requirements for Germans in Portugal

If you stay in Portugal for more than 183 days within a calendar year, you’ll be considered a tax resident, meaning Portugal will tax your worldwide income. Fortunately, even though Germans don’t need a Portugal visa from Germany to live in Portugal, Germany and Portugal have a Double Taxation Agreement (DTA) that helps avoid double taxation. This agreement allows you to claim tax credits or deductions to prevent being taxed twice on the same income in both countries.

Consulting a tax advisor with experience in both German and Portuguese tax laws can be invaluable, especially if you have income sources in both countries. Proper planning ensures compliance and helps you make the most of any tax benefits available through the DTA.

Essential Documents for Moving from Germany to Portugal

To establish residency in Portugal, Germans will need to handle certain registrations and documents:

NIF (Tax Identification Number): Required for most financial activities, including opening a bank account, signing a lease, and even getting a mobile phone contract. If you need to apply for Germany or Portugal-related matters, you can obtain a NIF at the local tax office (Finanças).
NISS (Social Security Number): If you plan to work, a NISS is needed to access social security benefits, such as healthcare and pensions. This number is also essential for any formal employment arrangements in Portugal.
Portuguese Bank Account: Opening a local bank account is recommended for managing expenses, especially if you plan to live in Portugal long-term. To open an account, you’ll need a NIF, proof of residence, and identification.
Health Insurance: EU residents can access Portugal’s public healthcare system, but many expats also consider private insurance for additional coverage. Public healthcare offers affordable options, though wait times may vary.

For Germans new to Portugal, Move to Cascais offers support with these steps, helping streamline the process of acquiring necessary documentation.

Financial Services and Banking for Germans in Portugal

Managing finances is a crucial part of settling into a new country. For those going through Portugal immigration from Germany, opening a Portuguese bank account can simplify transactions and help meet residency requirements.

Opening a Bank Account: To open a Portuguese bank account, you’ll need a NIF (Portuguese tax ID), proof of residence, and a valid ID, such as a passport. Local banks like Millennium BCP, Caixa Geral de Depósitos, and Banco Santander provide comprehensive services for expats.
Transferring Funds Between Germany and Portugal: If you’re planning to transfer money regularly between Germany and Portugal, consider services with favorable exchange rates and low fees, such as TransferWise (Wise), Revolut, or N26. These services allow for easy online transfers and often come with competitive exchange rates, helping you avoid high bank fees.
Currency Considerations: Since Portugal and Germany both use the euro, currency exchange is not a concern for Germans moving to Portugal, simplifying financial planning and cost comparisons.

Move to Cascais can offer support in navigating local banking options, setting up accounts, and providing insight on the NHR program for those looking to maximize financial efficiency.

Working Remotely from Portugal: Portugal visa from Germany

Portugal is well-known for being remote work-friendly, with solid infrastructure, reliable internet services, and a growing community of digital nomads. Germans relocating to Portugal may find the Digital Nomad Visa beneficial if they plan to work remotely for a German or international employer.

Digital Nomad Visa: This visa allows remote workers to live in Portugal while working for a company outside the country. It’s ideal for freelancers, consultants, and remote employees looking to maintain employment in Germany while enjoying life in Portugal.
Coworking Spaces: Lisbon, Porto, and other major cities have numerous coworking spaces, providing an office environment, networking opportunities, and social interactions with other expats and locals. Portugal’s coworking culture is particularly strong in Lisbon, with spaces like Second Home, Avila Spaces, and Heden Cowork.

Move to Cascais can assist with the Digital Nomad Visa application and provide guidance on tax planning to help you navigate dual tax obligations.

Navigating the Healthcare System in Portugal

Portugal’s healthcare system is known for quality services and affordability, which is a significant advantage for EU residents. As a German citizen, you’ll have access to Portugal’s public healthcare system (SNS), but many expats also opt for private health insurance to supplement public services.

Public Healthcare (SNS): Portugal’s SNS offers a wide range of services at low costs. As an EU citizen, you can use the European Health Insurance Card (EHIC) for temporary coverage, but long-term residents should register with the SNS to receive full healthcare benefits.

Private Healthcare: Many Germans choose to add private insurance to reduce waiting times and access private hospitals and specialists. Private insurance plans vary widely, and packages are available to cover different levels of care, from basic consultations to comprehensive specialist care.

By balancing both public and private healthcare options, Germans can enjoy extensive healthcare benefits at a fraction of the cost of Germany’s private healthcare system.

Education in Portugal for German Families

Portugal offers a range of educational options for families, from public schools to private and international institutions. German families relocating to Portugal may want to consider the best fit for their children, depending on the length of stay and language preferences. Plus, Portugal visa for Germany citizens isn’t required, making the education process even more straightforward.

Public Schools: Portuguese public schools are free and provide a solid education, though they are primarily taught in Portuguese. While young children may adapt quickly to a new language environment, older children might find it beneficial to take extra language support classes to ease the transition.
International Schools: For German families looking for instruction in English or other languages, Portugal has several international schools, especially in Lisbon, Porto, and the Algarve region. International schools follow curricula such as the International Baccalaureate (IB) or the British system, which can be an excellent option for children needing a familiar educational structure.
German Schools in Portugal: The Deutsche Schule Lissabon (German School Lisbon) is a notable option for German families. It offers a German-language curriculum and follows the German education system, which can provide a seamless transition for children.

School Costs: Public schooling is free, while international and German schools can have significant tuition fees. Annual costs for international schools can range between €8,000 and €20,000 depending on the institution and location.

Transportation in Portugal: What Germans Need to Know

For Germans accustomed to Germany’s comprehensive public transportation network, Portugal’s system is similar but with some regional differences. Here’s what to expect:

Public Transport: Lisbon, Porto, and other large cities have extensive bus, tram, and metro networks. Monthly transport passes in Lisbon and Porto cost approximately €40 to €50, making public transit affordable and efficient. Both cities also have ride-sharing services like Uber and Bolt, which can supplement public transport for short distances.
Driving in Portugal: German residents in Portugal can use their German driving licenses without needing to exchange them, as both countries recognize EU-issued licenses. However, if you plan to stay long-term, updating your license to a Portuguese one can simplify any future renewals.
Cycling and Walking: Many Portuguese cities, especially Lisbon, are investing in improved infrastructure for cyclists and pedestrians. With Portugal’s moderate climate, cycling and walking are popular options for short commutes or recreational trips.
Air Travel and High-Speed Rail: Portugal’s high-speed rail and air connections make it easy to travel both domestically and to other European destinations. TAP Air Portugal offers regular flights from Lisbon, Porto, and Faro, with connections to major German cities, making it convenient to visit home or travel around Europe.

Portugal visa for Germany citizens. Financial Planning and Budgeting for the First Year in Portugal.

Moving abroad requires careful financial planning, especially for the first year when expenses may include one-time relocation costs, setting up a home, and settling into a new community. Good news—German citizens don’t need a visa, which will save a bit of money! Here’s a breakdown to help Germans budget effectively for their new life in Portugal:

Housing and Rental Costs: As noted, renting a one-bedroom apartment in central Lisbon can cost between €1,000 and €1,500 per month. Outside the main cities or in suburban areas, rent may drop to €700 – €1,000 monthly. Be prepared for a security deposit (typically one to two months’ rent) and any agent fees if you go through a rental agency.
Utilities and Internet: Monthly utility costs in Portugal (covering electricity, water, and heating) generally range between €80 and €150 for a small apartment. Internet and basic cable average around €30 – €40 per month, making utilities more affordable than in Germany’s larger cities.
Groceries and Dining Out: Given the lower grocery costs in Portugal compared to Germany, budgeting around €200 – €300 monthly per person should cover basic grocery needs. Dining out is also affordable, with meals at local Portuguese restaurants averaging €10 – €15, making it easy to enjoy Portugal’s vibrant food culture without straining your budget.
Transportation: Public transport in Lisbon and Porto is affordable and reliable, with monthly passes available for around €40 – €50. For those planning to drive, note that Portugal’s fuel prices are typically in line with or slightly higher than in Germany, though public transit options reduce the need for a car in urban areas.
Healthcare: While public healthcare is available to EU residents, private health insurance can offer quicker access to specialists and reduce wait times. Basic private health insurance for an individual averages between €30 and €60 per month, depending on coverage. Germans relocating to Portugal may want to consider this option for added convenience.

With these costs in mind, it’s advisable to budget around €15,000 – €20,000 for the first year in Portugal, including housing, food, transportation, and insurance.

Cultural Adaptation: Tips for Embracing Portuguese Life

While adjusting to a new country can be challenging, Portugal’s warm and welcoming culture makes the transition easier. Here are some ways to connect with the local community and make the most of your experience:

Learn Basic Portuguese: Although many Portuguese people, especially in urban areas, speak English, learning some basic Portuguese will go a long way in showing respect for the culture and fostering connections. Simple greetings like “Bom dia” (Good morning) and “Obrigado/Obrigada” (Thank you) help create a friendly atmosphere with locals.
Explore Local Markets: Portuguese markets are a great way to experience the local culture and access fresh, affordable produce. Farmers’ markets in Lisbon, Porto, and smaller towns are popular among locals and expats alike, offering everything from fruits and vegetables to artisanal cheeses and fresh seafood.
Participate in Local Festivals: Portugal has numerous festivals that celebrate its rich cultural history, such as Santos Populares in Lisbon and the Festa de São João in Porto. Participating in these celebrations allows newcomers to experience Portuguese traditions firsthand.
Connect with the Expat Community: Joining social groups for expats, including Germans living in Portugal, can be a great way to build a support network. Many online platforms, like Facebook and Meetup, host groups where expats connect, share experiences, and offer advice.

Making the Move: Final Tips for Relocating to Portugal from Germany

With careful planning and the right support, relocating to Portugal from Germany can be a smooth and rewarding experience. Here’s a quick checklist to ensure you’ve covered all essential steps:

Arrange Necessary Documents: Be sure to have your NIF, NISS, residence certificate, and Portuguese bank account set up.
Explore Housing Options: Consider renting initially while you explore different neighborhoods.
Connect with the Community: Joining local German expat groups or language classes can make the transition easier and help build a support network.
Embrace the Local Culture: Take time to learn about Portuguese customs, join local events, and explore Portugal’s unique culinary scene. By immersing yourself in the local culture, you’ll find it easier to adapt and enjoy your new life.

Relocating to Portugal provides Germans with an exciting opportunity to embrace a new lifestyle filled with sunshine, community, and adventure. Move to Cascais is here to support you with every step of your move, from navigating paperwork and tax considerations to finding your place in Portugal’s vibrant cultural landscape.

Lifestyle and Cultural Adjustments for Germans in Portugal

Adapting to life in Portugal can be a fulfilling experience, blending the best of Mediterranean living with European standards of service and infrastructure. Here are some tips on adapting smoothly:

Community and Social Life: Portugal has a strong community-oriented culture, with locals often enjoying long meals with friends and family. Embrace this approach to socializing, as it provides an opportunity to connect with locals and other expats.
Language and Integration: While English is widely spoken in urban areas, learning Portuguese will deepen your connection to the community and make daily interactions easier. Simple phrases like “Bom dia” (Good morning) and “Obrigado/Obrigada” (Thank you) are often warmly received by locals.
Cuisine and Dining Culture: Portuguese cuisine is known for its fresh seafood, pastries, and wines. As a German expat, exploring the local food culture can be an enjoyable way to embrace your new life. Dining in Portugal is affordable, with many local restaurants offering complete meals at reasonable prices.
Pace of Life: Germans may notice a slower pace of life in Portugal, especially in smaller towns. This more relaxed approach may require some adjustment, but it can also lead to a more balanced lifestyle that emphasizes quality time and relaxation.

Final Advice for a Smooth Transition to Life in Portugal

Relocating from Germany to Portugal opens up opportunities to enjoy a slower pace, a more affordable lifestyle, and the chance to experience a different cultural perspective. Taking time to familiarize yourself with the local language, explore diverse regions, and connect with community networks will help you feel at home.Move to Cascais is dedicated to supporting your move with tailored services that handle paperwork, housing arrangements, and cultural integration tips. With a well-rounded approach, you’ll be well-prepared to embrace a new chapter in Portugal.